c/crypto-news

Got into crypto recently and opened an IRA through iTrustCapital and started filling a cold wallet with XRP. I have probably 5,000 shares of XRP and $2000 split between SOL, LINK, HBAR, ETH, BTC, XLM, and flare. The more I read this sub the more XRP sounds like a scam. My average cost is $1.62, should I hold and hope it reclaims ATH after a catalyst like the clarity act or dump it now? I'm holding for long term growth/retirement, and I don't understand this field enough to know what to invest in long term. XRP has lots of utility so I thought it'd be good, but BTC and ETH seem better despite btc having no real world use case and ETH being outdated. Any advice? Is there a real argument for btc and eth growing over the coming decades? submitted by /u/Ok-Scientist-391 [link] [Kommentare]

I’m researching a creator-led model for event markets. Instead of creators only promoting an existing market, they would define the question through a structured template, provide the required parameters, and attach a clear resolution source. The platform would standardise the rules and settlement process. The difficult part is trust. A creator may understand the topic and already have an audience, but they may also have incentives to frame the market unfairly. What controls would you expect before participating in a creator-made market—creator deposits, public resolution criteria, dispute periods, reputation scores, or something else? submitted by /u/Actual-Ad2198 [link] [Kommentare]

Hello, I have an awesome idea to make currency more de-centralized and impartial,Idea is taken from monero(XMR). Here there are miners to mine the coins to perform the duty cycle as usual.But the holders just download an app that asks you a certain sum as a security deposit for the wallet size that determines the size of transaction that can be made through the wallet.This deposit serves as a contribution to the app interface for its functioning so that intermediaries dont run away with the payees money meant for the person getting paid Now hypothetically,if 20 people download the app(which will be like u torrent or bit torrent).I want to transact currency from C to F in exchange for a service or hard cash and suppose C and F both have 100$ in their security deposit and wallet. C will initiate a transaction to F for certain amount of SlowCoin(SC) say 20$.The 20$ from C's account will go to his security deposit(120$) . 20$ from F's security deposit moves to his main account. Suppose lets say we have A,B,D,E in the vicinity of C.G,H in the vicinity of A,B,D and G,H in the vicinity of F.B and D will give to F a certain amount from their security deposit to F till their security deposit's proportion is equal to F's security deposit proportion,then G,H,A will give a certain proportion of security deposit to B and D till their secDep equalizes proportionally.Similarly F's security deposit equalizes proportionally with A,B,D,E like a pipeline from C to F. To keep the system active the rules are:- 1.The participants must facilitate transactions for a certain time ,for users around you to facilitate the participants transactions for the same amt of time 2.The number of other participants the O.P facilitated the transaction for (based on the proportion of security deposit).That many devices would facilitate transactions for the OP. 3.The devices would be connected to each other via bluetooth and money will only be managed by their devices itself. 4.Programs can be made tamper-proof by some sort of hash-key system assigned to the program by the mining duty cycle. The miners can also function as a balancer between geographical areas that are excess in (SC) and shortage of (SC). I cant believe no one came up with a peer to peer method of transacting submitted by /u/Own_Reserve9889 [link] [Kommentare]

Most users don't think about payment rails today. If stablecoins become mainstream, do you think people will even realize they're using them, or will they just become part of the background? Is the recent attention around OpenUSD a sign of where the industry is heading, or is the hype getting ahead of reality? submitted by /u/KitchenPreference287 [link] [Kommentare]

june 2026 was the worst month for us spot bitcoin etfs since launch. around $4.5b in net outflows across the group. bit alone shed something like $3.5b this year also became the first with negative net etf flow overall. the more interesting thing to me is that bitcoin exchange reserves are sitting near a 7 year low and the coins leaving etfs arent showing up on coinbase or binance. they’re moving into self custody. long term holders quietly absorbing the float that etf sellers are shedding. so theres two things happening at once. institutions and traders are selling out of the wrapper. onchain accumulators are buying the underlying. thats not necessarily a bearish signal for btc. it looks more like a custody preference signal. which honestly makes sense to me. the etf was always kind of a weird product for crypto. you get price exposure but you lose everything that made the asset interesting in the first place. no self custody. no 24/7 settlement. you're back to trusting a fund admin who can gate redemptions in a crisis. its bitcoin exposure with the bitcoin part sanded off. worth thinking about how far this preference extends. the same custody question applies once you start trading, not just holding. venues like ostium and hyperliquid let you take leveraged exposure to gold, fx, indices, whatever, but the margin sits in your wallet the whole time and the platform cant restrict your account before a big move. the olp model has real tradeoffs (you're trading against the pool, not a neutral book), so its not a free lunch. but the custody structure is fundamentally different from what you get through an etf or a brokerage. if the june outflows are just macro rotation, this doesnt mean much. but the underlying self custody signal is consistent with something thats been slowly building across the whole year submitted by /u/Hashirama_2001 [link] [Kommentare]

Disclosure: I am the builder of PredictAsiaX and the deployer of the PAX token. I’m building PredictAsiaX, an Asia-focused prediction market platform designed around USDT access, multi-chain deposits and withdrawals, and multilingual users. The platform is roughly 95% complete based on our internal development checklist. That is a founder estimate—not an external audit, public-launch claim, or evidence of user traction. The current build includes: - Prediction markets across sports, politics, crypto and technology - Multi-source market-resolution and oracle infrastructure - Double-entry accounting - Risk controls and circuit breakers - 13-language support - USDT deposit and withdrawal infrastructure across multiple chains - Administrative systems for market, risk, treasury and user operations The platform is still gated and under development. Settlement currently runs off-chain through the production database. On-chain settlement is part of the future roadmap, but the target chain is still TBD. PAX, the platform’s utility token, is already deployed on Polygon and listed on CoinGecko. The token being live does not mean the platform is fully launched. I’m currently looking for: Early users interested in testing the product when gated access becomes available Honest feedback from traders, developers and prediction-market users Introductions to early-stage backers who understand the risks of a pre-launch crypto product Questions I would especially appreciate feedback on: What would you need to see before trusting the resolution process? Should settlement move fully on-chain, or would publishing on-chain proof hashes be sufficient? Which features would make an Asia-focused prediction market meaningfully different? What should be independently audited before public access opens? Project links Platform: https://predictasiax.com Whitepaper: https://predictasiax.com/whitepaper.pdf PAX on CoinGecko: https://www.coingecko.com/en/coins/predictasiax For creators interested specifically in the PAX token KOL program: https://airdrop.predictasiax.com/kol-signup This is a development update and request for feedback, not financial advice or a promise of returns. Critical feedback is welcome. submitted by /u/Actual-Ad2198 [link] [Kommentare]

Since January 1, 2026, every crypto exchange and broker serving EU residents has been collecting, for tax authorities, a file on each client: name, home address, date and place of birth, tax numbers, and aggregate yearly values of everything bought, sold, and swapped. Transfers to addresses the platform does not recognize are reported too, which in practice flags withdrawals to self-custody. In 2027 these files start flowing between the tax administrations of all 27 member states. The fiscal purpose is legitimate and the data is not public. That is precisely why the honest question is not whether the system is sealed on paper but how comparable datasets have actually escaped. The record is complete: a hacked private provider (Ledger 2020, 270,000 customers with home addresses), a bribed insider at a support contractor (Coinbase 2025, about 70,000 users including KYC document scans, with bribes reportedly starting in the hundreds of dollars), a corrupt official (a clerk at a French tax office, in custody since June 2025, allegedly ran queries for crypto investors and sold the results to organized crime), and a breached crypto tax platform (Waltio, January 2026, database on the dark web). In 2019 Bulgaria leaked the tax records of nearly every adult in the country. The stakes differ from ordinary financial data. A bank balance is a claim on an institution, protected by reversals and AML holds; self-custodied crypto is a bearer asset, seized together with the person. Knowing someone's deposit helps a fraudster; knowing someone's hardware wallet helps a kidnapper. The CJEU understood this in 2022 when it struck down public beneficial-ownership registers, listing fraud, kidnapping, blackmail, extortion, harassment, and violence as the risks of exposing wealth data. What proportionate design would look like: strict data minimization, logged and audited access per official, serious criminal exposure for misuse, independent audits of the exchange systems. What individuals can lawfully do meanwhile: shrink the KYC surface to one provider, never ship wallet hardware to a home address, and structure custody so that leaked knowledge is useless to an attacker. submitted by /u/Robert-Nogacki [link] [Kommentare]

I have some USDC, live in UK where can I hold it for minimum risk maximum profit? It’s in coinbase currently i have coinbase one gets 3.5% on it which could be better with more risk but I don’t want to risk my capital much. Any suggestions appreciated submitted by /u/Neither_Sentence6451 [link] [Kommentare]

For context, Im using kalshi and they have perpetuals for cryptos like btc and eth and I was wondering, why cant I just leverage “safe” crypto?. I know I can get liquidated but lets say a crypto like eth shouldnt be THAT swingy. Why arent many people saying this is a viable strategy? (Also I have almost no knowledge on trading, investing, and crypto. So take this lightheartedly.) submitted by /u/Busy_Presentation463 [link] [Kommentare]